AI Analysis: chat with your household finances
A new sidebar chat that answers from your real PiggyBank data — monthly summaries, multi-month context, purchase scenarios, and tool-backed charts — paced by credits on AI-enabled plans.
New AI Analysis page with conversations, month context, and scenarios
Ask in plain language
Open AI Analysis from the sidebar. Start a chat, pick the year and months the model should use, then ask about spending, budgets, or debts. Answers stream with markdown and stay tied to the active conversation.
Use New chat when the topic changes so month context and history stay clean.
Tools that pull real numbers
The assistant can call household tools — monthly and multi-month summaries, transactions, budgets, debts, savings, cash flow — and surface pill metrics or category charts inline. You see what ran (tool chips) before the written answer.
Purchase scenarios
Tap Scenario to fill a car-style purchase prompt (price, down payment, APR, term). The composer gets a ready-made question so the model can stress-test affordability against your cash flow and savings.
Credits and access
AI Analysis needs a household and an AI-enabled plan. Credits come from your plan allotment plus optional top-ups (S / M / L). Out of credits blocks send until you buy more — the sidebar shows balance and packs.
Suggested workflow
- •Confirm your household and AI plan access.
- •Start a chat and select the months you care about.
- •Ask for a July summary, then drill into a category.
- •Use Scenario when planning a big purchase.
- •Top up credits from the sidebar if you hit the limit.
In the app, open AI Analysis from the sidebar (Sparkles icon). /ai-analysis