Credit card bills: installments, one-offs, and multi-month import

Find the right action on Debts

Every debt card now has one primary action. Fixed loans open the debt detail; cards with installment tracking open the Monthly Bill. Optional setup (“Set up installment tracking”) sits as a quiet secondary control so it never competes with “Open debt”. Edit, add purchase, complete, and reactivate live in the ⋮ menu.

Click the card body or the primary button — both go to the same place. Use ⋮ → Edit debt when you need to rename or change defaults.

Opt in on a variable card

Only variable debts can enable installment tracking. Paid schedule months stay locked. Existing predicted amounts stay until you import a statement or set a bill total. After enabling, the card shows an Installments badge and the primary action becomes “Monthly bill”.

Work the Monthly Bill tab

Lines split into installments (n/m) and one-offs (à vista). Enter the statement total: residual (fees / unlisted) fills the gap so predicted = lines + residual — never “old full bill + new lines”. Future months on the timeline show running installments until you file that month’s one-offs or total.

Import many statements at once

Import bill accepts multiple PDF/CSV files. Assign a bill month per file (guessed from names like Nubank_2026-07-01.csv). Review month by month: new vs already tracked, search and filters, keep saved total vs use statement total. Paid months keep their total locked while still importing lines for future tracking. Confirm once — all months import in a single atomic batch.